Loans for the way you live

Access up to ₦150,000 on your smartphone — anytime and anywhere.

Build credit
as you go

We designed our loan process to fit your needs and help you grow. As you build credit with Branch, you unlock larger loan amounts.

Get what you
need on the go

Unlike other lenders, we don't make you jump through hoops or fill out paperwork. Simply apply through the Branch app and get approved in under 24 hours.

No hidden fees,
no surprises

We don't charge late fees or rollover fees, we don't put restrictions on how you spend your money, and our customer support team is available 24/7 in the app.

Privacy is paramount

All the data we use is encrypted and protected – never shared with third parties. We have strict policies in place that ensure our methods are properly communicated and customer data is always protected.

Real Branch Stories

“Branch has been there when I need it for my business. It’s real, it’s reliable and simple to use.“

– Debola O., Lagos, Nigeria